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5412 Hilltop Avenue
Panama City Beach, FL 32408

$375,000 - Status: Active
Bed Icon Beds: 3
Bath Icon Baths: 2 full
Sq Feet Icon SQFT (H&C): 1,147
MLS Icon MLS# 797431

Less than a 10-minute walk from the sugar-white sands of the gulf, this fully furnished coastal retreat pairs an inviting backyard escape with an established vacation rental history. Offering three bedrooms, two bathrooms and documented annual gross rental revenue of approximately $32,000 to $35,000, the updated residence presents an appealing opportunity for investors, second-home buyers or those seeking a full-time home near the beach. With no HOA and a convenient location near restaurants, marinas and boating destinations, the property offers flexibility for a variety of coastal lifestyles. Inside, a comfortable, guest-friendly layout accommodates family and friends with two king bedrooms and a dedicated bunk room featuring two sets of bunk beds. Luxury vinyl plank flooring, recessed lighting, updated windows and fresh interior paint contribute to the home's bright, refreshed atmosphere. Recent improvements extend well beyond aesthetics, including the addition of a second full bathroom, a new septic system and a dedicated laundry room. Offered fully furnished, the residence is ready for immediate enjoyment or vacation rental use. The fully fenced backyard is designed for leisurely afternoons and memorable gatherings. A spacious gazebo anchors the outdoor entertaining area, complemented by new furniture, two built-in grills and a refreshing stock tank pool. An outdoor shower makes rinsing off after a beach excursion effortless, while landscaping in both the front and back yards enhances the property's welcoming appeal. Whether hosting a cookout, relaxing poolside or spending a quiet evening outdoors, this private setting offers plenty of room to unwind. The location places some of Panama City Beach's favorite waterfront destinations within easy reach. Schooners, Patches, Captain Anderson's and The Grand Marlin are nearby, offering an array of dining experiences from casual beachside fare to fresh local seafood. Boating enthusiasts will appreciate convenient access to marinas and public boat ramps along South Lagoon Drive, while St. Andrews State Park is approximately seven minutes away by car. The property is also conveniently situated near Naval Surface Warfare Center Panama City Division, adding appeal for those seeking proximity to the installation. With the beach, boating and local dining all close at hand, everyday conveniences and coastal recreation are never far away.

Property Features

MLS#: 797431
Zip: 32408
Subdivision: Biltmore Beach
Development: 0323 - Beach - South Of Grand Lagoon
Property Type: Residential - Single Family
Cooling: Central Air
Fenced: Yes
Heating: Central
Home Style: Coastal
Lot Size: 0.14 acres
Roof Type: Metal
Stories: 1.0
Taxes: $3,988
Year Built: 1970
SQFT (H&C): 1,147

Feature Descriptions

Appliances: Electric Range, Electric Water Heater
Community Features: Barbecue, Short Term Rental Allowed
Exterior: Brick
Exterior Features: Barbecue, Patio, Outdoor Shower
Fencing: Fenced
Flooring: Plank, Vinyl
Lot Dimensions: 50.0 ft x 120.0 ft
Parcel#: 31832-000-000
Patio/Porch: Patio
Pool: Above Ground, Private
Swimming Pool: Yes

Room Sizes

Full Bath: 11.7 X 5.8 Level - First
Full Bath: 8 X 5 Level - First
Bedroom: 8.1 X 15 Level - First
Bedroom: 11.5 X 14 Level - First
Bedroom: 11.9 X 14 Level - First
Living Room: 11.7 X 19.3 Level - First
Kitchen: 15.3 X 9.7 Level - First

Local Schools

High School: Arnold
Middle School: Surfside
Elementary School: Patronis

5412 Hilltop Avenue | MLS# 797431

This single family home located at 5412 Hilltop Avenue , Panama City Beach, FL 32408 is currently listed for sale with an asking price of $375,000. This property was built in 1970 and has 3 bedrooms and 2 full baths with 1147 sq. ft. Hilltop Avenue is located in the Biltmore Beach subdivision. Search Biltmore Beach real estate on sbagnato.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: Scenic Sotheby's International Realty

Shown By

Agent Name: Sarah Bagnato
Agent Phone: (850) 851-9902
Agency Title: Beachy Beach Real Estate

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 11/05/2026. The listing information on this page last changed on 11/05/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 11/05/2026 12:24:22 AM EST) or Emerald Coast MLS (last updated Thu 11/05/2026 12:05:31 AM EST) or Central Panhandle Association of Realtors (last updated Thu 11/05/2026 12:17:19 AM EST). Real estate listings held by brokerage firms other than Beachy Beach Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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